R29l20 i understand what you mean by not wasting money the question to ask isnt the most accurate its how much are you willing to spend on factory ammo to get that accuracy? my savage. 1-9 likes the 69smks really well and i have heard all the rage on 75 grain hornady amax's we need more info here you punchin paper killin critters or just plinkin? what do you consider accurate?? maybe if we know what your purpose is we can help a lil more.