I buy Savage 110’s for their Action alone; to build as I wish to. Because of this I look for the most inexpensive option I can. However, if I was going to buy Savage for its features, the 12FV is a hard bargain to pass up. Has a 26” heavy barrel & a half decent pillar bedded stock. Even for the current $429 price it’s worth it. You said you want to turn it into a Bench/target rifle. If you are planning to change out the barrel, stock, etc., you may eventually find one cheaper. Again, that’s what I do. But if you plan on using the rifle as a whole, or even just the Barreled Action, this is very much worth it. Slap on a good Base rail & rings & a quality scope… it’s set for bench duty! Once you shoot the barrel out, the Action is a great base to build on.