Hands down 12FV. Good rifle from the start. Shoot the piss out of it, then you have a good action to re-barrel & mod to your heart’s content. Athlon are great scopes for the money. In fact, I’m still quite happily using my Athlon Midas BTR 4.5-27x50. Got it new for a ridiculous low price! I’m not a competitor. I shoot for fun. But I’m still fond of the best I can afford. I build ALL of my own firearms. The Savage model 10, 11, 12, etc., are great for DIY’ers...even beginners, for upgrading & modding as you can, on a budget. My model 10 for example, I purchased used. Stripped to bare Action & did a complete build. Stuck it in a chassis w/ the aforementioned scope. Of course it’s not the best rig out there...but it’s mine...built with my one hand! And it will do 1000yds with ease! Much further even. It’s MUCH more accurate than I am. So, could it be competitive if I wanted? Well, sure....at least to the level I myself could be.