I think you could find a new rifle and part it out and come out OK. I used to do that with 10-22s. I would buy a 10-22 for just the receiver and sell off the rest. I often made enough to pay for the entire rifle, or more. I don't know how well that would work with a Savage. I agree with you on finding a used beater rifle. Around here, everyone wants new price and then some. Right now, some models are selling (after rebate) for around $400. Sell of the barrel and stock, and you won't be out much.