I guess it depends what stock you are thinking of bedding. You can't make a silk purse out of a sow's ear. I have an accustock rifle and I think it's one of the better factory stocks out there. $165 doesn't sound bad, but it might not be a direct bolt on, depending on what model you have. My accustock rifle has a different recoil lug than my stevens 200, and different bolt release as well.
Most people are capable of doing a bedding job, there are some good posts on how to do it....that would cut down most of the cost.
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