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You've got an accurate rifle. You can bed and pillar it yourself for $30. Don't know if it will help, but, in theory, it will. If done properly, it cannot hurt. For me, the test is, when done, do your action screws turn freely the suddenly STOP when installing, s opposed to gradually tightening. If there is some resistance before "hitting the wall", it is an indication that the action is binding somehow. Simply remove a thin layer of bedding and redo. I often have to do this 3x before I am satisfied with the results. Keep in mind that the whole idea here is to limit the affect of humidity and temp change on the wood stock and to form a nice, solid, stress-free spot for your action to settle into and stay there.
As for finding good loads. It's an art as well as science. Keep good records of conditions and dimensions. Know that things change. You may have found a perfect match for your barrel in those American Eagle, but the next box will likely not be the same and the barrel will change over time as well. Hand loading allows the opportunity to maintain good performance, but it can take a lifetime to master the craft. Get a few different manuals, read, read, read. Ask questions when you hit a hurdle or whatever. There's a ton of experience and knowledge here and great guys here (and elsewhere) all willing and eager to help, but know that some of it is likely to "go over your head" when starting out and you gotta want to listen to advice and apply it yourself as best you can. It's a great hobby. Consider it an adventure. Good luck.
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