It's a rough time to just be getting started and not have anything but it's getting better daily in my area atleast. I don't know a good answer to your question, I guess it depends how much extra you are over paying.
What are you looking for specifically component wise and for what caliber(s) and uses? This place is full of many knowledgable guys and we can probably piece something together to meet your needs with stuff that's pretty regularly available and will kill that critter or target effectively. Another thing to consider is some prices are just never going to be what they were 18 months ago. I paid $58otd for a brick of Federal Match 22 ammo today, a year ago I would have laughed in your face for that money but today it's not too bad. Not great, but better than a lot.
This is another reason I have an IMR4350 based load for every rifle I own because I never let myself get below 10lbs in stock so I can shoot a long time before I'm really in a bind.
Good luck!
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