I'd have a smith look at the ridge, might just need a magic hand. I wouldn't try filing it down myself in case you damage the barrel somehow but should be an easy fix for a gunsmith.
1895 "commemorative" always sticks in my craw. Those guns aren't even close to the real 1895's, different length barrel, chambered in a cartridge that wasn't even made yet. Pure marketing ploy on Savages poor judgement, one of the dumbest things I've ever seen them do.
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